Todd, a native of Mountain Home, graduated from Mountain Home High School in 1988 and from Southwest Missouri State in 1992 with a Bachelor of Science in Education. Upon graduating, he worked in his family's drywall contracting and residential home building business. He obtained his insurance license in 2000 and worked for a local independent insurance agency before founding his own agency, Todd Gilbert Insurance, in Mountain Home, Arkansas, in 2008. In 2018, his son Buck became part of the agency, continuing the family legacy into the next generation.
Todd and his wife, Jodi, have four boys—Jake, Buck, Wyatt, and Rhett—and five beautiful grandchildren. A member of First Baptist Church of Mountain Home since 1994, Todd has dedicated the last 24 years to coaching youth baseball and basketball. He served as president of the Mountain Home Youth Baseball League and was one of the founding members of the Top Flight Youth Basketball Program.
In his leisure time, Todd enjoys surfing on the lake and fishing on the rivers with his family. Both he and Jodi are passionate supporters of several local non-profit organizations, including Baxter Health, Hospice of the Ozarks, Baxter County Library, Food Bank of NCA, Serenity, Mountain Home Athletics, and Top Flight Youth Basketball.
Meet the Team

Producer

Commercial and Personal Lines

Commercial and Personal Lines

Personal Lines





Personal Lines and Employee Benefits

Commercial Lines

Commercial Lines

Producer

Commercial and Personal Lines
Buck Gilbert is a dedicated insurance agent based in Mountain Home, Arkansas. A proud native of the area, he joined the family business in 2018, working alongside his father, Todd. This partnership reflects their shared commitment to the community and exceptional service. Buck is married to his wife, Rachel and together they are raising four daughters, which fuels his passion for safeguarding families and their futures.
With expertise in a wide range of insurance products, Buck specializes in home and auto insurance, commercial property coverage, and life insurance. He takes great pride in protecting his clients' assets and ensuring peace of mind through comprehensive coverage options. Whether you're looking to secure your home, vehicle, or business, Buck is committed to providing personalized advice and solutions tailored to your unique needs.
In his spare time, Buck enjoys coaching youth basketball and spending time on the lake with his family and friends.

Commercial and Personal Lines
Hugh Monger joined TGI in 2012... He is a graduate of Mountain Home High and the University of Arkansas with a degree in Agribusiness/Economics... He has over 26 years of experience handling all lines of insurance needs... He is married to his wife Sondra and they have two children, and four grandchildren who are the joy of their life... Hugh is an avid duck and pheasant hunter and enjoys spending as much time as possible on Lake Norfork.

Personal Lines
After graduating from Arkansas State University and enjoying a career coaching high school football and teaching public school, Bob began his insurance career in 1991. Bob is an avid member of the community who has enjoyed serving on the Bomber Booster Club, the Mountain Home School Board and donating countless hours raising money to support student athletes. He is married to Pam Byrd and cherishes the time they spend with their wonderful family: their son Kyle, their son Zach and his wife Melanie, and their three grandchildren, Grady, Grant, and Gemma. He loves football, farming, and taking care of his beloved dogs.

With over 15 years in the industry and currently serving as commercial lines manager, Lauren holds licenses in both Arkansas and Missouri in property/casualty, life, accident, health, and sickness lines of insurance. In addition to insurance, she and her husband enjoy spending time with their 4 beautiful children and trout fishing our local rivers. A native of the Twin Lakes Area, when Lauren is not working, she enjoys running, hiking/camping the beautiful outdoors, spending quality time with family, and attending sporting events for her children, cheering them on from the sidelines as they compete.

Melissa Vinson rejoined TGI in 2024 as a Benefit Account Manager, bringing over 20 years of experience in employee group benefits to the agency.
Melissa is married to her husband, Joey Vinson Jr, and together they have two sons, Benton and Kolby. Family is at the heart of Melissa’s life, and she cherishes every moment spent with them. Outside of her professional career, Melissa enjoys spending time with her boys, often found on adventures at the lake, cheering at the race track, or enjoying her passion for gardening.

Sammie Smith serves as Controller of TGI. She joined the team in 2024 after 26 years in the banking industry. Sammie is a Certified Public Accountant and graduate of the University of Arkansas with a BS in Accounting. A Mountain Home native, she is married to Brent Smith, and they have two children, Tatum and Stratton. Sammie and her family enjoy active lifestyles including spending time on the lake, hiking, and playing tennis.

Jeanelle brings more than 15 years of experience to TGI to better serve your insurance needs. Jeanelle and her husband, Frank (Bud), have two sons Landon and Mason, daughter in-law Olivia, and three grandsons, Jaymason, Korbyn, and Samuel. When not working, Jeanelle enjoys spending time with family, crafting, and going to the lake. Very community minded, Jeanelle has been a member of Mountain Home Junior Auxiliary since 2013 serving on the Executive Board for four years, and currently chairs the Amy Klein Memorial Scholarship. She is also a founding member and current President of the MH NJROTC Booster Club.

Personal Lines and Employee Benefits
Monica joined TGI in the fall of 2023 as a Personal Lines Customer Service Representative, transitioning from a lengthy career in health care. Recently, she has expanded her expertise to include servicing individual health insurance policies. A native of the Twin Lakes Area and a 2007 graduate of Cotter High School, Monica enjoys spending time outdoors with her husband Cody and their daughter Brooke. The family loves camping, floating the river, and cheering on their favorite football teams.

Commercial Lines
Ashley Heaton launched her Commercial Insurance career at TGI in 2024, building upon her experience in the Insurance industry since 2021. She is married to David Heaton, and together they have two handsome sons, Chance and Morgan. The Heaton family enjoys a variety of activities throughout the year, including fishing, kayaking, and tumbling at the gym. Morgan loves his baby gym classes, while Chance adores participating in ninja classes.

Commercial Lines
Tracie brings a wealth of experience to the TGI family with more than 25 years in the insurance business holding a property and casualty license. Having worked in nearly every independent insurance agency in Mountain Home, we are glad she has chosen to work with us! She and her husband, Adam, enjoy camping, hiking, and kayaking with her grandchildren, as well as traveling and visiting friends and family.